Introduction

kavirlumalaria ("we," "us," or "our") operates kavirlumalaria.world and provides team motivation and financial education services. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services.

We understand that privacy is fundamental to building trust with our clients. This policy complies with the Personal Information Protection and Electronic Documents Act (PIPEDA) and other applicable Canadian privacy laws. By accessing our website or using our services, you consent to the practices described in this policy.

Information We Collect

Personal Information

We may collect the following personal information:

• Name and contact information (email address, phone number, mailing address)
• Professional information (job title, company name, industry)
• Educational background and professional interests
• Financial information for payment processing (processed through secure third-party providers)
• Communication preferences and program interests

Technical Information

We automatically collect certain technical data:

• IP address and geographic location data
• Browser type, version, and operating system
• Website usage patterns and page interactions
• Device information and screen resolution
• Referral sources and search terms used to find our site

How We Use Your Information

We use collected information for the following purposes:

• Providing and improving our educational services and programs
• Processing registrations and managing client accounts
• Communicating about programs, updates, and relevant opportunities
• Customizing content and recommendations based on your interests
• Processing payments and maintaining financial records
• Analyzing website usage to enhance user experience
• Complying with legal obligations and regulatory requirements

Information Sharing and Disclosure

We may share your information in the following limited circumstances:

Service Providers

We work with trusted third-party service providers who assist us in delivering our services, including payment processors, email marketing platforms, and website analytics tools. These providers are contractually bound to protect your information and use it only for specified purposes.

Legal Requirements

We may disclose information when required by law, court order, or government regulation, or when we believe disclosure is necessary to protect our rights, your safety, or the safety of others.

Business Transfers

In the event of a merger, acquisition, or sale of assets, your information may be transferred as part of the business transaction. We will notify you of any such change in ownership or control.

Data Security and Protection

We implement comprehensive security measures to protect your personal information:

• SSL encryption for all data transmission
• Secure servers with regular security updates and monitoring
• Limited access controls - only authorized personnel can access personal data
• Regular security audits and vulnerability assessments
• Secure backup systems with encrypted storage
• Employee training on privacy and data protection practices

However, no method of transmission over the internet is 100% secure. While we strive to protect your information using commercially acceptable means, we cannot guarantee absolute security.

Your Privacy Rights

Under Canadian privacy law, you have several rights regarding your personal information:

To exercise these rights, please contact our Privacy Officer using the information provided below. We will respond to your request within 30 days.

Data Retention

We retain your personal information only as long as necessary to fulfill the purposes for which it was collected or as required by law. Our retention periods are based on:

• Active client accounts: Information retained while account is active plus 7 years
• Financial records: Retained for 7 years after final transaction
• Marketing communications: Until you unsubscribe or request removal
• Website analytics: Aggregated data retained for 26 months
• Legal compliance: As required by applicable laws and regulations

Cookies and Tracking Technologies

We use cookies and similar technologies to enhance your experience on our website. These technologies help us:

• Remember your preferences and settings
• Analyze website performance and user behavior
• Provide personalized content and recommendations
• Measure the effectiveness of our marketing campaigns

You can control cookie preferences through your browser settings. However, disabling certain cookies may limit your ability to use some features of our website.

Third-Party Links

Our website may contain links to third-party websites or services. We are not responsible for the privacy practices of these external sites. We encourage you to review the privacy policies of any third-party sites you visit.

Changes to This Privacy Policy

We may update this Privacy Policy periodically to reflect changes in our practices or legal requirements. When we make significant changes, we will:

• Post the updated policy on our website
• Update the "Last Updated" date at the top of this policy
• Notify existing clients via email for material changes
• Provide a summary of key changes when significant updates occur